OTC desk

A quoted rate for your whole trade.

Buy or sell Bitcoin, USDT and USDC with someone on the desk. We agree the rate, fees and where the funds will go before you send anything.

Talk to the deskSee coverage
Colleagues reviewing documents around a laptop

Example trade

GHSUSDT

Fund in cedis. Receive USDT in your Gyvar account or an agreed wallet.

What the desk trades

What you can trade.

01

Bitcoin and stablecoins in, local currency out

Sell Bitcoin, USDT or USDC and receive local currency in a supported bank account or mobile money wallet.

02

Local currency in, Bitcoin and stablecoins out

Pay in a supported local currency and receive Bitcoin, USDT or USDC on a supported network agreed with the desk.

03

Between digital assets

Trade between Bitcoin, USDT and USDC at a rate agreed with the desk.

04

Treasury conversion

Convert funds your business holds into the currency you need for suppliers, payroll or other expenses.

How customers use it

All case studies
From waiting on agents to paying on demand: cedis in, USDT in a Gyvar balance, naira to the supplier’s bank.
Case study

Cedis in, naira out: how a Ghanaian wellness brand pays its Nigerian suppliers

Settlement

Where you can receive your funds.

Agree the currency, account and network with the desk before funding your trade.

Local currencies

  • GHS
  • NGN
  • KES
  • UGX
  • XOF
  • XOF
  • XAF
  • GMD

Local currency goes to supported bank accounts and mobile money wallets. See coverage

Digital assets

  • BTC
  • USDT
  • USDC

Choose a supported stablecoin network with the desk. Bitcoin can be sent on-chain or over Lightning.

How a trade runs
  1. 01

    Tell us the trade

    Tell us what you want to sell or buy, the amount, and where you want to receive the funds.

  2. 02

    We quote a price

    The desk sends a quote by WhatsApp, phone or email. It includes the rate, fees and amount you will receive.

  3. 03

    Accept the quote and fund the trade

    Once you accept and fund the trade, we send the funds to the bank account, mobile money wallet or crypto wallet agreed with you.

  4. 04

    Keep the trade record

    You receive a record of the amount, rate and settlement details for your accounts.

Who the desk is for

Exchanges

Buy or sell digital assets and settle in local currency through Gyvar’s supported payout networks.

Businesses

Buy Bitcoin or stablecoins, pay suppliers, or convert funds for business expenses.

Remittance companies

Arrange funding for customer payouts to supported bank accounts and mobile money wallets.

Payment and fintech companies

Buy digital assets or local currency to fund payments through your service.

NGOs and foundations

Convert Bitcoin and stablecoin donations or grants into local currency for programme expenses.

Questions the desk gets asked

What makes this different from using the app?
In the app, you review a quote for each transfer. With the desk, you speak to a person and agree a quote and settlement details for the whole trade.
Is there a minimum trade size?
There is no fixed minimum. Tell us the amount and currencies, and we will let you know whether to use the desk or the app.
How are trades priced?
Your quote includes the rate and any fees for the full trade. If the price changes before you accept, we send a new quote for you to review.
Where can settlement land?
A supported bank account, mobile money wallet or crypto wallet. We confirm the destination and any network requirements with you before you fund the trade.
Do I need a Gyvar account first?
You can contact the desk first. We will explain how to open an account and which verification checks are needed for your trade.

What do you need to trade?

Send us the currencies, amount and where you want to receive the funds. The desk will reply by email, WhatsApp or phone.

Talk to the desk